Instant Cash

A bogus ATM is secretly set up at a grand court in a Canadian shopping centre; this is home base for most of the game. The contestant or contestants are asked a series of multiple choice questions, with four possible answers. Every answer they correctly provide adds money to their winnings; just one incorrect answer forces them out of the game, but they keep their winnings up to that point.

At certain points during the game (when the player or players have accumulated $150, $800, and $2,500), the ATM gives the contestant(s) a dare, which, if successfully completed, will double their money, but failure will result in their winnings being depleted and their elimination from the game. Examples of dares include being forced to wear ridiculous outfits, asking a stranger to propose to them, or finding a mall patron not in a store with a certain name. Contestants are also permitted to quit the game and cash out with their winnings at these particular milestones.

If any contestant makes it to the final question, the ATM will offer them one final Ultimate Dare, which is typically much more difficult than the three previous dares; examples include having a stranger allow them to throw a slush drink at his face or having a stranger permit them to shave his head. Any contestant who successfully completes this dare wins the top prize of $10,000 (previously $15,000 in Season 1). Failure, however, also results in winning nothing and elimination from the game.

There are also mini-games, where the ATM grabs the attention of a patron passing by. That contestant has the chance to win $20 if they can correctly answer one general knowledge question.

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