Banco Angolano de Investimentos

BAI was created on November 14, 1996 being mainly linked to the private sector It currently positions itself as a universal bank serving all customer segments through a comprehensive distribution network that includes agencies branches business call centers and premium service centers In addition to the physical presence, BAI has a multichannel strategy in its relationship with customers, covering (i) BAI Directo, a platform that gathers internet banking, mobile banking, and banking correspondents.

BAI was created on November 14, 1996, due to the willing of a group of Angolan citizens to actively participate in the financial system of Angola.

BAI arose as an investment bank, which over time began to have a more comprehensive and universal role, given its dynamics and interaction with the socio-economic environment.

It started its activity with six employees (shareholders) who initially worked in a room at the Hotel Trópico in Luanda. The first President was Mr Aguinaldo Jaime, from November 1997 to May 1999. The Bank was originally linked to the private sector. The purpose of its mentors was the desire to do things differently and to actively participate in the country's economic life. It involved entrepreneurs and companies from various areas, in particular, the civil construction, operating in Angola.

BAI was the first Angolan bank with private capital created after Angola's independence and the first to become international. It pioneered the introduction of internet banking and mobile banking technologies with BAI Directo, as well as the introduction of international brand credit cards in Angola.

BAI is a pioneer in the adoption of technology-based solutions, and it was the first bank to adopt and issue the Multicaixa card, and more recently it stood out for the implementation of a mobile money solution (e-Kwanza) and for the implementation of automatic deposit machines, to reduce the waiting time for customers to deposit funds in their accounts in a safe and quick manner.

The Bank was distinguished on several occasions as the best Bank in Angola, namely in 2008 and 2009 by The Banker magazine, and in 2013, 2016 and 2017 by Euromoney.

Edifício Sede - Travessa Ho Chi Minh Complexo Garden Towers, Maianga, Torre BAI Luanda - Angola

Edifício Sede - Travessa Ho Chi Minh Complexo Garden Towers, Maianga, Torre BAI Luanda - Angola

• Commercial banking, mainly the raising of funds related to the segment of companies and institutions and credit granting operations, including export financing;
• Retail banking, mainly credit granting operations and the raising of funds related to private customers, customer service through the branch network and internet banking and, in the case of Angola, mobile Money and SMS banking;
• Private banking, the whole activity with private/premium customers;
• Investment banking, the provision of financial advisory services and integrated financing solutions for carrying out and developing the business, including the transfer of resources and the subscription or the purchase of securities;
• Corresponding banking services, the provision of payment services in foreign currency, management of vostro accounts and operations in international markets (mainly foreign exchange operations);
• Insurance activity and pension fund management, covers life and non-life insurances, as well as pension fund management;
• Investment fund management, the management of Collective Investment Bodies (CIUs), as well as the sale of participation units and the provision of investment advisory services
• Banking Agent Services, the hiring and management of service providers at national level, in which the bank provides a technology and service platform to facilitate access to withdrawals and deposits of funds, as well as transfers and access to savings products, in remote municipalities and locations for which it is vital to ensure simplified financial services.

BAI has three branches in the banking financial sector, namely BAI Europa S.A., BAI Micro Finanças S.A. and BAI Cabo Verde, also holding a minority stake in Banco Internacional de Sao Tome e Principe. In the non banking financial sector, BAI controls the company Nova Sociedade de Seguros de Angola NOSSA Seguros and has a stake in the Private Investment Fund of Angola FIPA. Additionally, and also in the non financial sector, BAI controls the Sociedade Angolana de Ensino Superior Privado SAESP and the BAI Foundation.

• It was seven times considered to be the best Bank in Angola by Euromoney Magazine (2012, 2013, 2014, 2016, 2017, 2018, 2019).
• It was three consecutive times considered by Global Finance magazine as the most solid Bank in Angola (2017, 2018, 2019);
• It was three times considered to be No. 1 Bank in Angola in terms of assets by The Banker magazine (2013, 2017 and 2018);
• Best Digital Bank in Angola in 2018;
• Best Commercial Bank and Best Innovation in retail banking in 2017 by International Bank magazine;
• Sirius Award for Company of the Year in the financial sector in 2015;
• Sirius Award for Best Report & Accounts in the financial sector in 2015;
• Sirius Award for Best Human Capital Development Program in 2012;
• Sirius Award for Company of the Year in the financial sector in 2012;
• Best bank in Angola, nominated by the World Finance Banking magazine in 2012;
• Best Commercial and Investment Bank in Angola, nominated by the World Finance Banking magazine in 2010

• BAI web site
• BAI Europa
• BAI Cabo Verde