Permata Bank
Permata Bank (or Bank Permata) has officially become a BUKU IV bank after receiving confirmation from the Financial Services Authority (OJK) on 20 January 2021. It is now confirmed as one of the 10 best banking institutions in Indonesia, offering innovative products and services. Serving nearly 4 million customers in 62 cities in Indonesia. PermataBank has 304 branch offices, 2 mobile branches, 942 ATMs with access to more than 100,000 ATMs (VisaPlus, Visa Electron, MasterCard, Alto, ATM Bersama and ATM Prima) and millions of ATMs worldwide that are connected to the Visa, Mastercard and Cirrus networks. Currently, PermataBank is lead by Ridha D.M. Wirakusumah as the CEO
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| Type | Public |
|---|---|
| Industry | Banking Financial Services |
| Headquarters | |
Key people | Ridha DM Wirakusumah (CEO) |
| Parent | |
| Website | |
PermataBank has received recognition from various reputable award platforms. In 2019, PermataBank won the 2019 Satisfaction Loyalty & Engagement (SLE) Award based on the Infobank and Marketing Research Indonesia (MRI) survey, one of which is ranked # 1 for the INDEX 2019 OVERALL-ENGAGEMENT category (conventional commercial bank / book 3 bank). Its PermataTel Customer Care has won the 2019 Contact Center Service Excellence Award in 10 categories, from Service Excellence Magazine. In terms of products; credit card, debit card and Syariah Business Unit PermataBank was ranked I & II in the 2019 Digital Brand Awards by InfoBank Magazine. PermataBank also won various service excellence awards in both conventional Banks and Sharia banking categories, and the 2020 Banking Service Excellence Award by InfoBank magazine in collaboration with Market Research Indonesia. As a pioneer in mobile banking and mobile cash technology in the Indonesian market, in 2018, the Bank launched its PermataMobile X super application with 200 innovative features, and is currently one of the digital mobile banking leaders in the Indonesian market.
History
Bank Permata is the merger of five banks under the management of the Indonesian Bank Restructuring Agency (IBRA), namely:
- PT Bank Bali Tbk - Established in 1954
- PT Bank Universal Tbk
- PT Bank Prima Express
- PT Bank Artamedia
- PT Bank Patriot
Based on the Decree of the Deputy Governor of Bank Indonesia No. 4/159 / KEP.DpG / 2002 dated 30 September 2002, Bank Indonesia approved the merger of the four banks under the management of IBRA into Bank Bali. Furthermore, based on the Letter of the Deputy Governor of Bank Indonesia No. 4/162 / KEP.DpG / 2002 dated 18 October 2002, Bank Indonesia agreed to change the name of PT Bank Bali Tbk to PT Bank Permata Tbk. The operational merger of Bank Artamedia was carried out on October 21, 2002, while Bank Prima Express on November 4, 2002, Bank Universal on November 18, 2002 and Bank Patriot on December 16, 2002. The merger process was completed followed by the launch of the Bank Permata logo on February 18 2003. The Bank Permata logo consists of three colors, namely blue, red and green. Blue represents eternity, red represents passion, and green represents prosperity.
The merger of the five banks is an implementation of the Government's decision regarding the Advanced Restructuring Program issued on 22 November 2001, which aims to form a bank with a strong capital structure, sound financial condition and high competitiveness in carrying out an intermediation function, with a service network. a wider range and a wider range of products.
In 2004, Standard Chartered Bank and PT Astra International Tbk took over PermataBank and started a massive transformation process within the organization. Furthermore, as a manifestation of its commitment to PermataBank, the joint ownership of the major shareholders increased to 89.01% in 2006.
Bank Permata Tbk obtained a license as a commercial bank based on the Decree of the Minister of Finance No.19371 / U.M.II dated 19 February 1957.
Bangkok Bank Strategic Investment
On 13 December 2019, Thailand's largest financial group, Bangkok Bank announced plans to acquire majority ownership of Bank Permata through conditional sale and purchase agreements with Astra International and Standard Chartered Bank. After going through a long process, PermataBank made a new history in May 2020 through an acquisition transaction conducted by Bangkok Bank Public Company Limited ("Bangkok Bank"). Bangkok Bank officially became the controlling shareholder of PermataBank after taking over 89.12% of PermataBank's shares from the total number of shares that had been issued and paid up by Standard Chartered Bank and Astra International for Rp33.66 trillion (US$2.3 billion).[1].
Shareholders
| Shareholder | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2020[10] |
|---|---|---|---|---|---|---|---|---|---|
| - | |||||||||
| - | |||||||||
| 1,29% | |||||||||
| - | |||||||||
| - | |||||||||
| Bangkok Bank | - | - | - | - | - | - | - | - | 98,71% |
Subsidiaries
Current
- PT Sahabat Finansial Keluarga - Consumer Finance
Former
- PT Sarana Bali Ventura - Venture Capital
- PT Sarana Bersama Pengembangan Indonesia - Investment (in liquidation)
- PT Aplikanusa Lintasarta - Communication
- PT Kustodian Sentral Efek Indonesia - Capital Market
Board of Commissioner and Board of Directors
Board of Commissioner
- President Commissioner: Chatsiri Sophonpanich
- Commissioner: Chalit Tayjasanant
- Commissioner: Chong Toh
- Commissioner: Niramarn Laisathit
- Independent Commissioner: Haryanto Sahari
- Independent Commissioner: Rahmat Waluyanto
- Independent Commissioner: Goei Siauw Hong
- Independent Commissioner: Yap Tjay Soen
Board of Director
- President Director: Ridha DM Wirakusumah
- Compliance Director: Dhien Tjahajani
- Finance Director: Lea Setianti Kusumawijaya
- HR Director: Dayan Sadikin
- Tech & Ops Director: Abdy Dharma Salimin
- Wholesale Banking: Darwin Wibowo
- Retail Banking: Djumariah Tenteram
- Sharia Banking Director: Herwin Bustaman
References
- Rahman, Riska (22 May 2020). "Bangkok Bank acquires majority stake in Bank Permata for $2.3b". The Jakarta Post. Retrieved 6 July 2020.
- "Struktur Pemegang Saham" (PDF).
